Ecommerce Lending

A buy-side search desk for ecommerce, SaaS, and traditional businesses.

Every opportunity we bring you has already been screened against your acquisition criteria and prequalified for financing. We do the heavy lifting so you don't have to.

Off-market,
by default.

The good deals never make it to the listing sites. By the time a business is publicly listed, it's been worked by dozens of buyers, bid up, re-traded, and is usually broken in ways no one will put in writing. First-time buyers burn months on bad targets. This model is broken. Experienced acquirers see the value of having a team on the inside.

We do it differently. We build a thesis around your acquisition criteria, identify pre-market listings, and approach the sellers and their brokers before the listing goes live. The result: better businesses, better terms, and a starting point that isn't a bidding war.

Every opportunity we surface is pre-filtered for financing. If you're looking at it, it's available, it's financeable, and it's worth your time.

Tailored to your search.

Search EngagementActive
VerticalHealth & Wellness DTC
EBITDA target$1M to $5M TTM
GeographyUS · Canada
Integration pathOwner-exit · 0% earnout
Paid-mktg cap≤ 15% revenue
Outreach volume30-50 touches / wk
Pipeline · Week 11
Universe10,000+
Thesis-screened1,200
Owner-matched412
Shortlisted7

Anonymized · Representative Q1 2026 engagement

01

Build a thesis around your acquisition criteria

Every search starts with you. We work with you to define the industries, business models, deal sizes, and operating profiles that fit your goals, your capital, and your skill set. From there, we build a thesis that guides every outreach, every conversation, and every opportunity we put in front of you.

02

Intense search and outreach

We build the target list, research the businesses and their owners, and run the outreach: email, phone, LinkedIn, warm intros — every channel that gets a real conversation started. Hard filters are set so businesses outside your scope never take up your time.

03

Initial seller and broker engagement

Target engages, NDA signed, financials requested. We open the door, gather the data, and bring you the opportunity already qualified and ready to evaluate.

04

LOI strategy and submission

Time to put an offer in writing. We help structure your LOI: price, terms, working capital, exclusivity, and timeline — built to win the deal without giving away ground you'll regret later.

05

Diligence and financing in parallel

LOI signed. The financing process starts with our lending team while you begin due diligence. We run both workstreams in parallel, coordinate the lenders, attorneys, and third parties, and keep the timeline tight. Time kills deals. We don't give it the chance.

06

Closing your acquisition

With financing approved and diligence complete, we move to close. We coordinate with your attorney on the final purchase agreement, work with lender counsel on loan documents, help clear closing conditions, and manage the flow of funds. On closing day, you sign, the wire goes out, and you step into business ownership.

Our commitment
to you.

01

Pre-listing broker access

We have active relationships with 120+ listing brokers and M&A intermediaries. Unrepresented buyers can't get a callback; we get the first look. Deals typically reach us weeks before they're publicly listed, giving our clients a head start the rest of the market never sees.

02

A reputation that opens doors

500+ deals closed. Brokers know us. They respond to our emails and take our calls because we close deals — deal makers, not time wasters. That reputation puts our buyers in front of opportunities others never see.

03

Lending partner first

We don't just find deals, we find deals that fund. Every target is screened for financing before it ever reaches you. Available is easy. Financeable is what matters.

04

Honest disqualification

We tell you no when no is the right answer. If red flags like customer concentration, declining revenue, or inadequate cash flow surface, we say so early — before you've invested in a deal that won't close.

05

Hand off to financing

Once your LOI is accepted, your file moves directly to our lending team, who has already been tracking the deal from the start. No re-introducing yourself, no re-explaining the business — just a running start on financing and a faster path to close.

Health & Wellness DTC.
74 days to LoI.

A corporate-refugee buyer (former consumer-goods operator, $1.2M in committed equity, prequalified for $3.5M of SBA 7(a) debt) signed a six-month engagement with a thesis scoped to health-and-wellness DTC brands with $1-3M TTM EBITDA and under 15% paid-marketing dependence. We touched 412 owners in eleven weeks. Two of them came to the table. One signed an LoI at $4.8M at 4.0x TTM EBITDA, seller note, SBA-fundable on day one. Kickoff to signed LoI: 74 days.
Owners touched
412
Shortlisted
7
Purchase price
$4.8M
Multiple
4.0x
Kickoff to LoI
74 days
Financing path
SBA 7(a)

Questions we
hear often.

Honest answers on engagement, fees, and how a buy-side search actually runs.

Q01

Why should I engage you if I can just search for businesses on my own?

You can. Most buyers do, and most end up competing for the same picked-over listings on the same handful of marketplaces. We give you access to off-market acquisition opportunities and a massive flow of deals that never hit the public sites. On top of that, every target is screened through a lender's lens from day one, so the businesses you spend time on are the ones that can actually fund and close.

Q02

What are the costs associated with this service?

$2,500 upfront fee and $995 per month. The success fee ranges between 3-5% of the enterprise value, depending on the scope of the engagement and price point of the targeted businesses.

Q03

Do you require an exclusive engagement?

Yes. That is how we are compensated for our efforts.

Q04

How long does a typical search take?

It can vary drastically. We have had searches take a few days to many months. Based on prior searches, the average has been 4 months.

Q05

Can I cancel the engagement at any time?

Yes. You can terminate the engagement with 30 days' written notice. Retainer fees paid up to that point are non-refundable, and our standard tail provision applies, meaning if you close on a target we sourced or introduced during the engagement within 18 months after termination, the success fee is still owed. Outside of that, you're free to walk.

Q06

How is your search service different from a business broker?

Brokers almost always represent sellers, not buyers. They are also typically limited to listings at their own firm and rarely have visibility into off-market acquisition opportunities. We are buy-side only and have access to businesses that are not readily visible in the marketplace.

Q07

Why should I use Search Services instead of sourcing deals online?

We provide access to both on-market and off-market opportunities, including businesses not readily visible online, along with guidance on identifying financeable acquisitions.

Start your search.

Book a consultation call and receive a written thesis tailored to your acquisition criteria.

Off-market search · Buy-side engagements only · Retainer + success fee