About Ecommerce Lending
Learn more about our team of ecommerce experts
We source and facilitate the financing of a purchase from start to finish. We take a consultative approach with our buyer clients to ensure a successful outcome of their business purchase.
Instead of a “one size fits all” approach common with banks and direct lenders, we utilize our effective network of lending partners to source financing. This unique system results in a 98% loan approval rate and a decrease in the time it takes to close on the business.
With all the nuances in the ecommerce space, we provide the expertise it takes to navigate you through the complex process. Ecommerce Lending is the trusted choice by the top online business brokerage firms and the #1 source for business acquisition financing.
Our Team
Stephen Speer
Stephen Speer is the Founder and CEO of Ecommerce Lending. With more than 28 years of experience in lending, he has built one of the leading platforms for business acquisition financing. Under his leadership, Ecommerce Lending has facilitated over $1 billion in acquisition funding and has become a trusted financing partner to many of the top business brokerage firms in the country. Stephen lives in Florida with his wife of 30 years and their four adult children. Outside of work, he is an avid Formula 1 fan.
Stephen Speer
Stephen Speer is the Founder and CEO of Ecommerce Lending. With more than 28 years of experience in lending, he has built one of the leading platforms for business acquisition financing. Under his leadership, Ecommerce Lending has facilitated over $1 billion in acquisition funding and has become a trusted financing partner to many of the top business brokerage firms in the country. Stephen lives in Florida with his wife of 30 years and their four adult children. Outside of work, he is an avid Formula 1 fan.
James Colin
James is a seasoned lending professional with eight years of hands-on experience in structuring and funding loans for small businesses across diverse industries. Throughout his career, he has successfully funded over $50 million, empowering entrepreneurs to grow operations, streamline cash flow, and achieve strategic milestones. In his spare time, James is either exploring freshwater springs in North Florida, playing guitar, or at the helm of the barbecue.
James Colin
James is a seasoned lending professional with eight years of hands-on experience in structuring and funding loans for small businesses across diverse industries. Throughout his career, he has successfully funded over $50 million, empowering entrepreneurs to grow operations, streamline cash flow, and achieve strategic milestones. In his spare time, James is either exploring freshwater springs in North Florida, playing guitar, or at the helm of the barbecue.
Julanne Speer
Julanne is an integral part of our team and serves as our Corporate Office Administrator. This role includes managing employee onboarding, client file systems, and executive support. Whether she is streamlining internal processes or coordinating key initiatives behind the scenes, Julanne ensures that both clients and colleagues experience excellence at every step.
Julanne received her bachelor’s degree from the University of Illinois and a master’s degree from National Louis University. With nearly three decades in education, she built a career on professionalism and an unwavering commitment to helping others.
In her spare time, Julanne loves spending time with her family, gardening, traveling, and reading.
Julanne Speer
Julanne is an integral part of our team and serves as our Corporate Office Administrator. This role includes managing employee onboarding, client file systems, and executive support. Whether she is streamlining internal processes or coordinating key initiatives behind the scenes, Julanne ensures that both clients and colleagues experience excellence at every step.
Julanne received her bachelor’s degree from the University of Illinois and a master’s degree from National Louis University. With nearly three decades in education, she built a career on professionalism and an unwavering commitment to helping others.
In her spare time, Julanne loves spending time with her family, gardening, traveling, and reading.
Colette Speer
Colette serves as Transaction Coordinator, where she focuses on client communication and supporting transactions between buyers and lending partners. She also manages the company’s social media strategy, marketing analytics, and brand development. Colette earned a bachelor’s degree in Elementary Education from Florida Gulf Coast University and previously spent four years as a teacher before transitioning into M&A. Based in Nashville, Colette enjoys traveling, live music, and time outdoors.
Colette Speer
Colette serves as Transaction Coordinator, where she focuses on client communication and supporting transactions between buyers and lending partners. She also manages the company’s social media strategy, marketing analytics, and brand development. Colette earned a bachelor’s degree in Elementary Education from Florida Gulf Coast University and previously spent four years as a teacher before transitioning into M&A. Based in Nashville, Colette enjoys traveling, live music, and time outdoors.
Our Testimonials
"Stephen is the man. Helped us a ton with our buyout and knows his stuff. Would definitely recommend him."- Fernando C.
Stephen is the man. Helped us a ton with our buyout and knows his stuff. Would definitely recommend him.
"Stephen is the man. Helped us a ton with our buyout and knows his stuff. Would definitely recommend him."Fernando C.
"Ecommerce Lending was recommended to me during my business search, and theymade the entire process more manageable. They walked me through each step andhelped everything go smoothly from start to finish."Steven J.
"Stephen and his team played a huge role in helping us close our first two acquisitions. Theprocess was a big learning experience for us, but with Stephen's guidance, we were able tosecure separate SBA loans for each deal in just a few months. On top of that, he connected uswith a fantastic law firm and insurance broker who helped us every step of the way. We can'trecommend him enough and are excited to work with the Ecommerce Lending team again onfuture deals!"Eloi L.