Acquisition financing from $10M to $250M.
A senior-led debt advisor for lower-middle-market acquisitions. We run marketed processes across senior, unitranche, mezzanine, and preferred equity, with a curated lender process per engagement and a fee model paid by you, never by lenders.
Senior advisor on every call · NDA before specifics shared
When Capital Access fits.
We engage where the capital structure is genuinely complex: multi-tranche stacks, sponsor-grade diligence, or a lender universe that needs widening to clear the deal.
Capital Access is built for transactions where two or more layers of capital need to clear together. Senior alongside mezzanine, unitranche under preferred, sponsor stacks with intercreditor terms that have to be negotiated as one structure.
Senior, mezz, and preferred priced against each other rather than sequenced, so OID, warrants, call protection, and covenants all settle inside one negotiation.
12–20 names per process across credit funds, BDCs, family offices, and direct lenders, selected by sector thesis, hold size, and current appetite.
QoE coordination, customer cohort and adjusted-EBITDA bridge, working-capital normalization, and a credit-committee ready memo land before lenders see the file.
Staggered release, managed Q&A, dated term-sheet deadline. The same operating cadence a PE capital-markets desk runs, without the in-house headcount.
- 01Platform acquisitions generating $3M+ of EBITDA
- 02Serial acquirers and roll-up sponsors assembling a thesis
- 03PE-backed add-ons that need a refreshed capital structure
- 04Commerce infrastructure, fintech, and vertical SaaS platforms
- 05Management buyouts and founder-led recapitalizations
- 06Dividend recaps and growth financings on profitable platforms
How we work.
Five operating principles that separate a marketed institutional process from a broker.
- Principle 01Senior-led01
One advisor, every meeting
The partner who signs your engagement letter is on every lender call, every term sheet negotiation, and every diligence session. No hand-off to juniors once the engagement is live. You buy a senior, you get a senior.
- Principle 02Buy-side fee02
Paid by you, never by lenders
Success fee paid by the buyer. We do not accept selling commissions, finder fees, or trailers from lenders. That is the only structure under which an advisor can credibly walk away from a term sheet on your behalf.
- Principle 03Marketed03
12–20 names, real competition
Every engagement runs a curated lender process (sector thesis, hold size, appetite) with staggered release, managed Q&A, and a defined term sheet deadline. Bilaterals leave 50–150 bps and a covenant package on the table.
- Principle 04Stack-level04
We negotiate the cap table, not a loan
Senior, mezz, and preferred are negotiated as one optimized structure: intercreditor language, covenant packages, OID, warrants, and call protection priced against each other rather than sequentially.
- Principle 05Embedded05
Through close and first draw
QoE coordination, legal workstream, security filings, and funds flow run through us. We stay on the deal until the wire lands and the first draw funds, then hand off to ongoing coverage, not at term sheet, not at signing.
A recent engagement.
Anonymized to respect confidentiality.
Representative of the engagement cadence.
A PE-backed strategic acquiring a performance-marketing platform with $11.4M of adjusted EBITDA, cross-sold against a portfolio of DTC brands. Three-tranche stack, three different funds, one lead advisor.
“They ran a real process. We went from engagement letter to funded wire in seventy-eight days, with covenant flex the incumbent lender would not have offered on a bilateral.”
- Senior unitranche
- $45M
- Mezzanine
- $15M
- Preferred equity
- $12M
- Timeline
- 78 days
Direct lender · SOFR + 550 · 6yr · 1.75% OID · springing financial covenant
Insurance-backed fund · 12% cash + 2% PIK · 7yr · 1% warrant coverage
Growth equity desk · 11% accrued · non-participating · board observer
Engagement letter to funded wire · 22 NDAs out · 9 term sheets received · 3 to final round
Questions, answered.
The questions we hear in the first thirty minutes of every call.
Q.01What is the minimum deal size for Capital Access?
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We underwrite engagements starting at $10M of committed capital. Below that, the economics of a marketed institutional process stop making sense. You are better served by our Flex program, which is built for $750K to $10M.
Q.02Will you take an engagement below $10M as a favor?
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Rarely, and only when there is a clear path to a follow-on platform transaction. A marketed process consumes the same bandwidth at $6M as it does at $60M, so staying disciplined on size is how we keep quality high for every client on the desk.
Q.03How are you compensated?
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Success fee only, disclosed in the engagement letter and tiered down as transaction size increases. Expenses are reimbursed at cost. We do not accept payment from lenders, ever.
Q.04How does that compare to a free broker?
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A broker paid by the lender is working for the lender. Our fee comes from the buyer, which is why we can walk away from a term sheet, run a real process, and push on covenants that a commission-only shop has no incentive to contest.
Q.05What is a realistic timeline?
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A marketed institutional process runs over several months from signed engagement letter to close. Complex intercreditor structures, cross-border diligence, or regulated targets can extend that further. We give you a dated workplan at engagement and re-baseline weekly.
Q.06Do you work with existing financial sponsors?
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Yes. A meaningful share of our deal volume comes from PE-backed platforms running add-ons, dividend recaps, or refis. We complement your internal capital markets function on deals where the stack is genuinely complex or the lender universe needs widening.
Q.07Which sectors of the digital economy do you cover?
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Ecommerce platforms, DTC brands with durable repeat behavior, vertical SaaS, commerce infrastructure, fintech, marketplaces, data and analytics, and managed services adjacent to any of the above. We do not cover consumer hardware, content-only properties, or pre-revenue businesses.
Ready to fund a big deal?
Thirty minutes with a senior advisor. We will pressure-test your thesis, sketch a preliminary stack, and tell you plainly whether Capital Access is the right venue for your transaction.