- 90%
- leverage on qualifying SBA acquisitions
- Multi-month
- process: SBA underwriting and close window
- 98%
- approval rate on qualified buyers
Built for buyers who want maximum leverage and the lowest rates the market offers.
Institutional and private credit
- Faster
- lender-driven timeline vs. SBA
- No PG
- required on most structures
- Flexible
- covenants and use of proceeds
For foreign operators, complex structures, or tight timelines, Flex gets the deal done when SBA won't fit.
Senior, mezzanine, preferred equity
- Multi-month
- marketed institutional process
- Layered
- senior, mezz, and preferred equity
- $1B+
- placed across 500+ deals
For lower-middle market operators acquiring meaningful businesses. We assemble the full capital stack.